Your potential savings
Your monthly conversion
You will be saving $1,500 every year
Currency pair
USD/EGP
Other bank fee average (13%)
$130Sempo fee average (~0.5%)
$5Monthly saving
$125Sempo vs traditional MENA banks
Benchmark
Account opening
Cross-border transfers
Transfer costs
Returns on cash
Traditional Banks
Days or weeks, branch visits & paperwork
2–5 business days, limited visibility
8–12% in total fees and FX margins
Near-zero savings yields
Minutes & fully digital onboarding
Seconds to minutes, 24/7 settlement
~0.1% on-chain network fees
Higher yields via digital financial products
Traditional Banks
Account opening
Days or weeks, branch visits & paperwork
Cross-border transfers
2–5 business days, limited visibility
Transfer costs
8–12% in total fees and FX margins
Returns on cash
Near-zero savings yields
Account opening
Minutes & fully digital onboarding
Cross-border transfers
Seconds to minutes, 24/7 settlement
Transfer costs
~0.1% on-chain network fees
Returns on cash
Higher yields via digital financial products