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Your balance

The purple card at the top shows your balance in USDC. It is added up from the bank deposits that have completed, less anything you have withdrawn, and it refreshes on its own while the page is open, so you do not need to reload to see money arrive.

While your account is still being set up the card says so, and once it is ready the figure appears. If it cannot be loaded, the card says that too rather than showing a zero that is not true.

The four buttons

• Deposit: put your own money in. It asks how: a bank transfer, or USDC on chain. Add money walks through each.
• Receive: be paid by somebody else on Sempo. It shows your Sempo address, which is your email, with a QR code.
• Send: pay somebody on Sempo, privately and for free, or somebody outside it. Greyed out, and says so when you hover, until it is switched on.
• Withdraw: pay your own bank account. The same greyed-out button, for the same reason. Sending and withdrawing says how both work and what is switched on today.

Cash flow

The card beside the balance draws what came in and what went out over a period, with the shape of your balance between them. Change the period to see a different stretch. It is built from the same deposits and withdrawals that Activity lists, so the two never disagree.

Bank details

The third card is your own account details, the ones somebody uses to pay you by bank transfer, with the number covered up, showing only the last four digits so you can recognise the account. Press View to see and copy the full details. Until the account has been opened for you the card says the details are coming.

Recent activity

Under the cards is your activity, the same table as the Activity screen, on the page you are already on. When there is nothing in it yet it offers the Deposit button instead.